Terms of Use

Wealth Noir and SBM Media Holdings LLC is not a registered investment advisor & the information provided on this website, related social media accounts, or emails should be considered educational in nature, but it is not a substitute for legal or professional financial advice. This material is being provided to you for educational purposes only. No information presented constitutes a recommendation by Wealth Noir, SBM Media Holdings LLC, or its affiliates to buy, sell or hold any security, financial product or instrument discussed therein or to engage in any specific investment strategy

SBM Media Holdings LLC and wealthnoir.com (“the Company” or “this Website”) is a network of blogs that produce written, video, and audio content and host events (“Content“). Online properties monetize through advertising and affiliate marketing. The site uses cookies and code on the site for analytics & reporting, in addition to ranking and recommendations. Recommendations and articles are written regardless of compensation and represent recommendations and information we trust. Advertising is controlled by our advertising partners and does not represent an endorsement of the Company.

All content at this Website is not available for use without written permission. If there is an article you would like to republish, please contact us at admin@wealthnoir.com. Quotes from articles can be used without permission as long as our website is sourced by referencing our home page URL or the URL of the page where the quote was taken from.

Through the use of our sites, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy and Advertiser Disclosure. If you are not in agreement with our terms and conditions, then you should refrain from further use of our website. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

Privacy Policy

The privacy of the visitors of this website is important to us. The Company shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to its offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user’s personal information under our control.

Here is information on what types of personal information we receive and collect when you visit this Website, and how we safeguard your information.

Log Files. As with most other websites, we collect and use the data contained in log files. The information in the log files includes your IP (internet protocol) address, your ISP (internet service provider), the browser you used to visit our site, the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons. We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on this Website to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes or showing certain ads based on specific sites visited.

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Advertiser Disclosure

Please note that the Company has financial relationships with some of the merchants mentioned here. The Company may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

The Company is not responsible for the Content. Our authors write Content based on their personal experiences. The authors may accept forms of cash or other forms of compensation for producing content. Compensation does not influence the opinions on products, services, websites and various other topics presented on the site, unless explicitly noted in the content. Any product claim, statistic, quote or other representation about a product or service made by the authors should be verified with the manufacturer or provider.

For full transparency, here is a list of some of our current partners: Ad Networks, specifically  Google Adsense and MyFinance; Analytics & Conversion Tracking, specifically, Google Analytics and Facebook Pixel; Affiliate Networks, specifically Commission Junction, Rakuten Linkshare, and Flexoffers.